​With the repeal and replacement imminent, there are a couple of big rumors going around. We are here to bust them for you today!

1. We cann afford to repeal and replace

Idaho insurance carriers are losing millions every year, and that means they pass on the losses to you, which means higher premiums and smaller networks. Idaho isn’t the only one experiencing this problem. Insurance companies across the country are pulling out of the healthcare marketplace.

2. Pre-existing conditions will not be covered in the proposed replacement

Under the current proposal, only those who have gone extended periods of time without health insurance can be denied coverage for pre-existing conditions. This prevents people from getting insurance only when they need it. Those who go without coverage, and then gain it will also have to pay a higher premium for a while.